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Newsletters
  • Down the Donut Hole: The Medicare Coverage Gap
    One of the most confusing Medicare provisions is the prescription drug coverage gap, often called the "donut hole." It may be clearer if you consider the gap within the
  • On the Road to Retirement, Beware of These Five Risks
    On your journey to retirement, you'll likely face many risks that have the potential to throw you off course. Following are five common challenges
  • Life Insurance with a Refund
    Comparatively speaking, of all the different types of life insurance available, term is usually the least expensive. Generally, term life insurance provides protection
  • When should I submit college financial aid forms?
    For the 2019-2020 school year, the federal government's financial aid form, the FAFSA, can be filed as early as October 1, 2018. It relies on current asset information
  • What's so great about a college net price calculator?
    If you're saving for a child's college education, at some point you'll want to familiarize yourself with a college net price calculator, which is an
    
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Our Team
Jim Hussey, AAMS
Director of Wealth Management

Jim Hussey is a Financial Advisor and Director of Wealth Management for Kern Schools Federal Credit Union available through LPL Financial. Jim specializes in retirement planning, wealth management & protection, long-term care insurance, and life insurance.

Jim is available at the following branches: Town and Country and River Run.

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Patrick Bailey
Financial Advisor

Patrick Bailey is a Financial Advisor for Kern Schools Federal Credit Union, available through LPL Financial. Patrick specializes in retirement planning, wealth management & protection, long-term care insurance, and life insurance.  He currently hold his series 7 and 63  securities licenses as well as his California State Insurance License (0H69656). Patrick originally started his career with Kern Schools as a teller back in 2007.  Patrick has been married since 2010 and has two children.  He is an avid sports fan, enjoys barbecuing and traveling.

Patrick is available at the following branches: Downtown, Ming, Rosedale, and Tehachapi.

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Richard Ramos
Financial Advisor

Richard is a Financial Advisor with Kern Schools Federal Credit Union, available through LPL Financial. Richard relies on his many years of financial experience and discipline to provide objective strategic advice for wealth accumulation and preservation goals. Upon arriving at the goal or retirement, Richard works closely with his clients in assisting with cash distribution and legacy succession. He currently holds the series 6,7,63,65,66 licenses as well as the California State Insurance License (0F3683).

Richard’s mission is to always put his clients need first and to be an accessible resource to all in need of financial advice.

Richard is married and has raised his kids in Bakersfield. He enjoys spending time with the family, growing as an individual and servicing the community.  

Richard is available at the following branches: Panama, Buena Vista, Mount Vernon, and Delano




Kern Schools Federal Credit Union

11500 Bolthouse Drive
Bakersfield, CA 93311

661-833-7730

 
 
 

Securities offered through LPL Financial, member FINRA/SIPC.  Insurance products offered through LPL Financial or its licensed affiliates. Kern Schools Federal Credit Union and Kern Schools Wealth Management are not registered broker/dealers and are not affiliated with LPL Financial.

Investment Advisory Services offered through LPL Financial, a Registered Investment Advisor

The investment products sold through LPL Financial are not insured Kern Schools Federal Credit Union deposits and are not NCUA insured. These products are not obligations of the Kern Schools Federal Credit Union and are not endorsed, recommended or guaranteed by Kern Schools Federal Credit Union or any government agency. The value of the investment may fluctuate, the return on the investment is not guaranteed, and loss of principal is possible.

 


Check the background of this financial professional on FINRA's BrokerCheck.